Finance strategy
Tuesday, February 28th, 2006Well, its inevitable. Ok, here goes, since the prices will just keep shooting up, this is what I’m going to do. BRACE YOURSELVES!!!!!
- EARN MORE
Be more focus on my job, increase my productivity & activity.
Skill polishings needed to minimize failure rate. Be consistent & persistent.
Win more money from the mahjong table.
- SPEND LESS
Eat more at home. Lesser yum char sessions, OR find cheap mamak to yum char! Eat less n eat cheap (Good for losing weight)
Take LRT to work, DRIVE LESS!!!!! Sleep early n get up early to avoid traffic, EVEN just to the LRT station.
LESSER CYBERCAFE SESSIONS DAMMIT. Play some lame ass games at home.
- DEBTS
Settle my debts as soon as possible, so that I can see growth in my savings earlier, and that SHOULD motivate me to go further, i guess.
- KIAM SIAP MONTH of MARCH
This no frills month, I’m gonna try going through it with lesser than….. 37.5% of my salary!!!!! A target of not exceeding 6.25% of my salary per week, meaning to say, not exceeding 0.83% of my salary per day. If ever successful, actual spent would be lesser than 25% of my salary! Wah, sounds damn hard, but must try.
- BUDGETARY
With this budget, it will be consumed upon:-
Travelling (Car n ToucHnGO)
Meals (Mostly breakfast n lunch)
Bills (Mostly internet, phone n mobile phone)
Others (Well, mostly….. others)
Haha….. sounds simple? You try doing it…..
